For some of you out there, you may be in a position where you need a little more cash each month. If you have a vehicle, and you are not upside down on your loan, have you thought of refinancing? I did that for my last vehicle. I owed $17,000 and my monthly payment was a whopping $733 a month. However, after refinancing, I got it down to $435.
Refinancing did mean that I was going to pay more interest and extend the life of the loan. I was taking great shape of the car and it was in good shape. The extra cash flow a month let me put it into savings.
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